HARP Loans

harp loans

What type of home loan are you interested in?

:lock: All information is secure and will not be sold.

Paying a mortgage every month can be hard, or impossible, even for buyers with the best laid plans. Life happens, the market changes, and sometimes homeowners simply aren’t able to make ends meet and end up close to or completely “upside down” on their mortgage — owing more than the home is worth. 

The Home Affordable Refinance Program, HARP, is in place for homeowners like those mentioned above. It’s a secure federal loan program with a strong reputation among financial gurus. Long story short: HARP is a great option for struggling homeowners because it allows them the potential to refinance without mortgage insurance or down principle — thus giving them the breathing room they so desperately need. 

Lowering the interest rate on your mortgage and refinancing would effectively solve your financial problems — but you’re almost behind on payments, owe too much, or can’t afford the fees that come with refinancing and so, you aren’t able to refinance the typical way. This is where HARP comes in. You can even switch from an adjustable rate mortgage to a fixed rate mortgage to ensure you’ll be just fine for the remaining life of your loan.

Home Purchase

Find your dream home and make it a
reality with our flexible mortgage

Home Refinance

Refinancing doesn’t have to be 
confusing. We can help you refinance with ease.

Home Equity

Using your home’s equity to your 
advantage can help you in many situations. 
See how we can help.